Looking for affordable housing near Chicago? You’re not alone. With rising property prices in the Windy City, many prospective homebuyers are seeking more budget-conscious alternatives in the surrounding suburbs. The good news is that there are plenty of suburban areas offering the perfect combination of affordability, quality living, and proximity to Chicago’s amenities. This guide highlights the 12 most affordable Chicago suburbs, helping you discover your ideal home without stretching your budget. From excellent schools and community parks to charming downtowns and great commuter options, these suburbs provide homebuyers the chance to find their dream property while keeping costs in check.
What Makes a Suburb Affordable?
Housing affordability can mean different things to different people. Each suburb on this list was evaluated using several factors, including:
- Median Home Prices: The average cost of homes in the area was assessed to determine affordability.
- Property Taxes: Some suburbs might have affordable home prices but higher property tax rates, so we considered this as part of our rankings.
- Cost of Living: Expenses like groceries, healthcare, and utilities heavily impact overall affordability.
- Proximity to Chicago: Areas offering shorter commutes were prioritized for convenience and time savings.
- Community Amenities: Accessibility to parks, schools, public transit, and shopping for an enhanced quality of life.
With these considerations in mind, here are the top 20 affordable Chicago suburbs.
1. Oak Forest, IL
- Median Home Price: $237,500
- Oak Forest Snapshot: Oak Forest is a perfect combination of affordability and charm, making it an exceptional place to call home. The area is served by highly rated schools like Oak Forest High School and Arbor Park Middle School, offering outstanding educational opportunities for families. Nature lovers will appreciate the nearby Tinley Creek Trail System, featuring miles of scenic paths perfect for hiking, biking, or a peaceful stroll. For those who love the outdoors, the Cranberry Slough Nature Preserve is another local gem. Commuting is a breeze with easy access to the Metra Rock Island Line, connecting residents to downtown Chicago and surrounding cities. With a welcoming community, excellent amenities, and access to both nature and the city, Oak Forest truly offers something for everyone.
2. Berwyn, IL
- Median Home Price: $230,000
- Berwyn Snapshot: This suburb is known for its convenient access to downtown Chicago, making it a great location for commuters. The Village of Berwyn is celebrated for its charming historic bungalows, showcasing unique architectural styles that add character to the area. The suburb features a vibrant arts district, home to the Berwyn Art Gallery and 16th Street Theater, which anchor its creative scene. Outdoor enthusiasts will enjoy Berwyn’s Proksa Park, a beautiful green space with walking trails, as well as the shaded paths of Freedom Park. With its unique mix of culture and nature, Berwyn offers something for everyone.
3. Blue Island, IL
- Median Home Price: $170,000
- Blue Island Snapshot: Located just 16 miles from the Loop, Blue Island is a vibrant south suburb that blends affordability with charm. The area is known for its diverse housing options, from historic brick homes with timeless character to more modern builds. Its rich architectural heritage reflects a deep history, with many buildings showcasing classic styles that stand out. Blue Island also offers convenient access to public transit, making commuting to the city a breeze. With its unique charm and easy connectivity, it’s a hidden gem worth exploring.
4. Crest Hill, IL
- Median Home Price: $214,000
- Crest Hill Snapshot: Crest Hill offers a laid-back suburban lifestyle with affordable homes, making it a popular choice for first-time homebuyers. Its convenient location provides a short commute to Joliet and Chicago. Residents of Crest Hill also enjoy easy access to Prairie Bluff Golf Course, nearby parks, shopping centers with big box stores, and a variety of dining options, adding to the area’s appeal.
5. Calumet City, IL
- Median Home Price: $140,000
- Calumet City Snapshot: Known for its budget-friendly homes and pushed right up against the Indiana-Illinois state line, Calumet City is ideal for bargain hunters. It’s conveniently located near several major highways, offering easy access for commuters and just a short drive from downtown Chicago. The city is also close to Burnham Woods Nature Preserve and Burnham Woods Golf Course, making it a great spot for nature lovers and golfers alike.
6. Alsip, IL
- Median Home Price: $208,000
- Alsip Snapshot: This cozy suburb, located just off Interstate 294, balances affordability with excellent amenities. With a population of approximately 14,000, the Village of Alsip offers a sleepy, small-town vibe, easy access to nature preserves, the nearby Chicago Ridge Mall, and a quick 30-minute drive to Chicago. The suburb is part of the Chicago Ridge School District 127.5, known for its commitment to education and community.
7. Country Club Hills, IL
- Median Home Price: $185,000
- Country Club Hills Snapshot: Country Club Hills offers residents a strong sense of community paired with affordability. Known for its family-friendly atmosphere, the suburb features well-maintained parks like Atkin Park and Patriot Park, which are perfect for outdoor activities. It’s served by the highly-rated Bremen High School District 228, ensuring quality education for families. With a population of approximately 16,000, the area provides a small-town feel while still offering a variety of dining and shopping options. Its convenient location near I-57 and I-80 makes commutes to Chicago or neighboring suburbs straightforward and efficient. Additionally, local events and activities, such as farmers markets and holiday celebrations, help foster a close-knit, welcoming environment for all.
9. Romeoville, IL
- Median Home Price: $245,000
- Romeoville Snapshot: Romeoville, with a population of around 40,000, boasts a robust economy and excellent school options within the Valley View School District 365U. It’s an ideal spot for first-time buyers, offering budget-friendly housing along with convenient access to nearby parks, shopping centers, and dining options.
10. Tinley Park, IL
- Median Home Price: $278,000
- Tinley Park Snapshot: Known for its excellent entertainment scene, including the Hollywood Casino Amphitheatre, Tinley Park is an affordable gem with a lively atmosphere. Home to a population of around 55,000, the village boasts highly rated school districts, making it a great choice for your next affordable home. Located just 25 miles from downtown Chicago, Tinley Park offers the perfect balance of suburban charm and easy city access.
11. Matteson, IL
- Median Home Price: $200,000
- Mattson Snapshot: Matteson, IL, is a thriving village located in Cook and Will counties, with a population of approximately 19,000 residents. It is served by highly regarded school districts, including Rich Township High School District 227. Matteson is also conveniently connected to Chicago through its Metra Electric Line and Matteson Metra Station, providing easy access for commuters and travelers alike.
12. Bridgeview, IL
- Median Home Price: $215,000
- Bridgeview Snapshot: Bridgeview is a vibrant community with reasonably priced homes and easy access to highways leading to downtown Chicago. It’s also home to SeatGeek Stadium, a popular venue for sports and concerts. With a population of around 16,500, the town of Bridgeview offers a tight-knit feel while being part of the highly regarded Indian Springs School District, making it an ideal place for home buyers on a budget.
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